Summary: It's no longer good enough to guess your weight when filling out a form for life insurance. Firms now days want the hard and fast truth about your size and they're going to be asking you more questions than you think to make sure that they get it.

In life Insurance SIZE MATTERS! Page 2

Author: Bridget Carter

So how can you tell if you might be classed as obese and therefore someone who has

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Life Insurance News

to pay a higher premium for life insurance?

You need to work out your Body Mass Index, commonly known as the BMI. You do this by taking your height in metres and dividing it by the same number.

With the number that comes from this, divide it by ( car insurance quotes ) your weight in kilograms and you wind up with your BMI.

According to the British Medical Association, you're likely to be overweight if your BMI is more than 25 and you are obese if it is 30 or over.

The good news is that most life insurance companies are pretty good about ( life insurance advisers ) people who fall into the overweight category. They mostly accept people with a BMI level of 30.

But anything more than that? Get out the cheque book and be prepared to pay sky high premiums. And once you've paid out that figure then get ready to take a medical ( mortgages ) examination because the insurance firm will make you. If it's not just the case that your life assurance premium rocket by a staggering 50%, it could be that it is refused.

So next time before you have fill out one ( car insurance cover ) of these forms asking you what is your weight, go into the bathroom, dust off those scales and stand on them. You might just be in for a surprise.