Summary: It's no longer good enough to guess your weight when filling out a form for life insurance. Firms now days want the hard and fast truth about your size and they're going to be asking you more questions than you think to make sure that they get it.
In life Insurance SIZE MATTERS!
It is often the moment many of us dread - climbing on to the scales to find out
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For some of us, it might have been years since we placed ourselves on the scales. It's easier to invent a number that we want to believe is true with respect to our body mass rather than write one down on a form that reflects the real life fact of the matter.
But when it comes to getting life insurance, inventing a figure or guessing ( life insurance advisers ) your size will simply no longer wash. Now insurance companies are not only demanding to know whether you are overweight or not and what you consider to be your actual weight, but they are also asking customers when was the last time they jumped on the scales.
Among them is Scottish Provident, one of the more prominent life insurance companies in Great Britain. The firm has introduced the new question about when you last weighed ( car insurance cover ) yourself for its life assurance application because it is becoming increasingly clued up about the health risks that accompany obesity with respect to offering life insurance cover.
The company probably knows that there are actually people out there prepared to lie ( mortgages ) about their weight to insurance providers in an effort to get a cheaper quote because they know that the truth will be pricey.
And they are probably also becoming increasingly aware about the concerns surrounding obesity. After all, insurance companies aren't the only ones becoming wary about this. The UK Government is frequently sending out reminders that quarter of the nation is overweight. So are general practitioners, the Diabetes Foundation, the Men's Health Forum to name a few.
What's more worrying, is that Cancer UK's research will tell you that of those suffering from over eating, a quarter of that group aren't the slightest bit interested when it comes to shedding the kilos. And the only other country that beats Britain when comes to obesity, in fact, is Greece.